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Employment Practices Liability Insurance (EPLI) Tag

21 Jul

Posted at 11:56h in Workplace

The requirements for Employee Postings in a business vary based on the type of business you are operating and can differ depending on county, state and federal labor laws. There are some postings that all businesses must visibly display - others are specific to certain establishments. It is also important to...

07 Jul

Posted at 11:58h in Penalties

An IIPP, or Injury and Illness Prevention Program, is a requirement of Title 8 (CA Regulations) for California Employers. This program can greatly reduce your business' work safety claims, and your Workers' Compensation Ex. Mod. and Premium! A good IIPP will include the following: - Training Requirements - Responsibility - Compliance *A safety standard violation can result in a...

30 Jun

Posted at 11:59h in Safety

Last week, one of our clients' employees noticed a fire in the restaurant's kitchen. The employee immediately attempted to contact the business owner, calling him at numerous different phone numbers until he finally got a hold of his boss, instead of directly contacting 911. Your employees...

24 Jun

Posted at 12:00h in Employees
Last week we extended an invitation from Landegger Baron Law Group for their wonderful and invaluable monthly Employment Law seminars to all of Coopers Insurance Agency's clients. Today, we share some more insights from these informative discussions, specifically a list of Acceptable/Unacceptable Employment Inquiries that is vital knowledge for any employer.

02 Jun

Posted at 12:04h in Commercial Auto

Do your employees run errands for you during business hours driving their personal vehicles? (Other than for delivery) If so, and one of them becomes involved in a car accident that is their fault, your business is held liable as a third party! Here are some steps to ensure you are...

28 Apr

Posted at 12:21h in Incident Reports

Here are some useful tips to enforce accurate incident reports: 1) COMPREHENSIVE INCIDENT REPORT PROCEDURE -Have a form your employees fill out at the time of an incident, which includes: *Date and Time of incident *Name(s) of involved individuals *Details of the incident (SAMPLE INCIDENT REPORT - CLICK HERE!) 2) RESTROOM CLEANING LOG -Used to thoroughly...

05 Feb

Posted at 12:35h in Claims

Every incident involving a customer should be taken seriously. Acting fast can help mitigate a claim and reduce the impact on your business. Here are some steps you can take to protect yourself: 1) Call 911 if there are serious injuries and/or the customer requests it. 2)...

04 Feb

Posted at 12:42h in Uncategorized

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...

14 Jan

Posted at 12:44h in Penalties, Uncategorized

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...