Cooper’s Insurance is your Restaurant Insurance specialist. We put our experience, expertise and volume of business to work to provide each of our clients with the best coverage and price available for all your restaurant insurance needs. We have been a top brokerage for more than 29 years by exceeding customer expectations at every opportunity. Cover your business! Contact us to find the lowest rates for any or all of your restaurant insurance needs or Click on any of the highlighted links below to request a quote today!
Providing business owners with insurance of all types of restaurants including:
General Liability Insurance pays losses arising from real or alleged bodily injury, property damage, or personal injury on your restaurant premises or arising from your food service operations.
Business Property Insurance is a type of commercial insurance that pays a restaurant owner who has suffered a financial loss because property has been damaged or destroyed. Property is considered to be anything that has value. It can be classified as real property or personal property.
Workers’ Compensation Insurance
Workers Compensation Insurance covers injuries sustained on the job. In most states, if you have employees, you are required to carry Workers Compensation coverage.
Employment Practice Liability Insurance (EPLI)
Employment Practice Liability Insurance (EPLI) coverage provides protection for a restaurant owner against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It may also cover defense costs in the event of wage and hour law violations.
Provides coverage for autos owned by and used in your restaurant or catering business as well as liability for your business if employees drive their own cars for work purposes, such as delivery.
Provides an extra layer of liability protection in the event your restaurant is involved in a large lawsuit.