Claims Tag

Is it a legal requirement for your employees to undergo Sexual Harassment Training? In the State of California, it is required that businesses that employ over 50 employees perform at least 2 hours of Sexual Harassment Training for all of their supervisors and managers every 2 years! Also, when you hire a new...

One of the most significant factors used to determine your business' Workers' Compensation Insurance policy Premium (or rate) is the number of Workers' Compensation Claims you have or had against your business (this is used to determine your business' Experience Modification, or Ex. Mod.). These claims are incidents reported by your employees when they...

Would you like to know how having a Love Contract is essential to your business and minimizing Lawsuits/Claims? These are put in place to possibly reduce Sexual Harassment lawsuits/claims, which are increasing in occurrence these days, and include a large array of variables! Los Angeles-based labor attorney Alfred Landegger has graciously...

At Coopers Insurance Agency, our collective expertise and experts are here to give you the knowledge, tools and resources to increase your profits, reduce your costs and lower your risks for claims. That's why the one-minute "Tip of the Week" video series was created. Since we started these tips...

Insurance carriers utilize your Payment History as one of the factors in determining whether or not your business is going to have a Rate Increase in your Renewal Premium. Payment History involves: - Notice of Cancellation(s) - Late Payment(s) - Cancellation Reinstatement(s) *Becoming more limited by the insurance companies* An insurance claim filed during a lapse in your coverage from inadvertently...

An IIPP, or Injury and Illness Prevention Program, is a requirement of Title 8 (CA Regulations) for California Employers. This program can greatly reduce your business' work safety claims, and your Workers' Compensation Ex. Mod. and Premium! A good IIPP will include the following: - Training Requirements - Responsibility - Compliance *A safety standard violation can result in a...

Here are some useful tips to enforce accurate incident reports: 1) COMPREHENSIVE INCIDENT REPORT PROCEDURE -Have a form your employees fill out at the time of an incident, which includes: *Date and Time of incident *Name(s) of involved individuals *Details of the incident (SAMPLE INCIDENT REPORT - CLICK HERE!) 2) RESTROOM CLEANING LOG -Used to thoroughly...

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