Claims Reduction Archives | Coopers Insurance

09 Oct How to Reduce Workers’ Comp. Claims by Providing Group Incentives

Posted at 11:44h in Workers' Compensation Insurance

One of the most significant factors used to determine your business' Workers' Compensation Insurance policy Premium (or rate) is the number of Workers' Compensation Claims you have or had against your business (this is used to determine your business' Experience Modification, or Ex. Mod.). These claims are incidents reported by your employees when they...

08 Sep The Importance of Love Contracts for Any Business

Posted at 11:48h in Workplace

Would you like to know how having a Love Contract is essential to your business and minimizing Lawsuits/Claims? These are put in place to possibly reduce Sexual Harassment lawsuits/claims, which are increasing in occurrence these days, and include a large array of variables! Los Angeles-based labor attorney Alfred Landegger has graciously...

02 Sep Restaurants Targeted with New Lawsuit for Charging Substitution Fee

Posted at 11:49h in Employment Practices Liability Insurance (EPLI), Restaurants

As a restaurant owner, you strive to always cater to your guests' different eating habits and dietary needs. It is hard to imagine being penalized for attempting to provide to the needs of your customers. Specialty items, such as gluten-free substitutions, can increase a business' food...

11 Aug These Five Claims Should Have Never Happened!

Posted at 11:52h in Claims

At Coopers Insurance Agency, our collective expertise and experts are here to give you the knowledge, tools and resources to increase your profits, reduce your costs and lower your risks for claims. That's why the one-minute "Tip of the Week" video series was created. Since we started these tips...

04 Aug “Love Is In the Air… In Your Business!?” (Fraternization Policy)

Posted at 11:53h in Workplace

Falling in love is never a bad thing, is it? How about if it happens at work? According to a recent study, over 70% of employees today have had some sort of work-place relationship, and over 50% of workers met their spouses on the job. As...

07 Jul IIPP Penalties and Fines for Non-Compliance (Injured/Sick Employees)

Posted at 11:58h in Penalties

An IIPP, or Injury and Illness Prevention Program, is a requirement of Title 8 (CA Regulations) for California Employers. This program can greatly reduce your business' work safety claims, and your Workers' Compensation Ex. Mod. and Premium! A good IIPP will include the following: - Training Requirements - Responsibility - Compliance *A safety standard violation can result in a...

19 May Do NOT Wait to Find Out! (Central Station Burglar Alarm & Sprinkler Systems)

Posted at 12:05h in Emergency Preparedness

Central Station Burglar Alarm systems and Sprinkler systems are fantastic systems for keeping your business safe, secure and as claim-free as possible. As wonderful as these systems can be, you cannot afford to wait until after a burglary or fire to find out if they were set-up correctly and...

07 Apr A One-Minute Tip from the Special Investigations Fraud Unit (Video Surveillance)

Posted at 12:24h in Video Surveillance

This week's tip comes from a fraud investigator on a special investigation unit, and what this investigator revealed, is that businesses that have surveillance cameras throughout their business (of course, except for the bathroom) are finding that it's a great deterrent against claims from an employee or from a customer. But...

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Claims Reduction Tag