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Business and Commercial Insurance Tag

14 Jan

Posted at 12:44h in Penalties, Uncategorized

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...

04 Jan

Posted at 12:53h in Health Insurance

The National Restaurant Association is hosting a webinar on Thursday January 17th at 2:00PM Eastern (11:00AM here in California) that will provide valuable information about the new health care law and the steps you need to take if you own a restaurant. How will the...

04 Jan

Posted at 12:45h in Health Insurance

PPACA Individual Mandate Upheld by Supreme Court On June 28, 2012, the U.S. Supreme Court issued a 5-4 decision ruling that the mandate for every American to have health insurance was constitutional. This means that beginning in 2014, everyone will be required to have health insurance,...

17 Dec

Posted at 13:35h in Health Insurance

The health reform legislation – called the Patient Protection and Affordable Care Act (PPACA) – signed into law on March 23, 2010 enacted significant changes in how Americans will purchase and utilize health insurance and health care for the next decade. This legislation will affect...

12 Nov

Posted at 13:05h in Restaurants

According to research group Technomic Inc, restaurants that want to attract younger customers (millennials, born 1977 to 1992) should consider online menus. Nearly 60% of its survey respondents in that age group said they look up restaurant offerings online and 32% said they check menus...

12 Nov

Posted at 13:03h in Coverage

If you have a business that is entrusted with your customer's personal information, such as credit card information, then you are at risk if that information is compromised. Damages can include: Direct money damages for ID theft Breach of privacy Coverage for expenses resulting from a breach of...

06 Nov

Posted at 13:07h in Coverage

Commercial property policies are very comprehensive but there are a number of things that are not covered by the standard policy. Coopers Insurance may be able to help fill these coverage gaps. Contact us before an incident happens so we can make sure you have...

01 Nov

Posted at 13:12h in Commercial Insurance

Commercial property coverage protects the physical assets of your business. Whether it is a small mishap such as minor wind damage or a major event like a fire, the effect on your business can be huge. Following are some things to consider when reviewing your...