Business and Commercial Insurance Tag

Do your employees run errands for you during business hours driving their personal vehicles? (Other than for delivery) If so, and one of them becomes involved in a car accident that is their fault, your business is held liable as a third party! Here are some steps to ensure you are...

An extremely important, yet sometimes easy-to-forget step in updating your business' information is that of informing your insurance agent or broker of any changes to the following: 1) Any/all changes of business name, partnership or entity(ies). 2) Adding/Deletion of a new location. 3) Adding/Deletion of a new commercial vehicle or new driver. 4) Adding/Deletion of Additional Insured(s) such as: a bank,...

Here are some useful tips to enforce accurate incident reports: 1) COMPREHENSIVE INCIDENT REPORT PROCEDURE -Have a form your employees fill out at the time of an incident, which includes: *Date and Time of incident *Name(s) of involved individuals *Details of the incident (SAMPLE INCIDENT REPORT - CLICK HERE!) 2) RESTROOM CLEANING LOG -Used to thoroughly...

This week, we shared the story of one of our clients affected by fraud scams: "One of our insured clients was called on a Friday afternoon at 3 p.m. by someone impersonating a representative of the Department of Water and Power, informing them that their power...

Every incident involving a customer should be taken seriously. Acting fast can help mitigate a claim and reduce the impact on your business. Here are some steps you can take to protect yourself: 1) Call 911 if there are serious injuries and/or the customer requests it. 2)...

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...