Tip of the Week Tag

This week, we shared the story of one of our clients affected by fraud scams: "One of our insured clients was called on a Friday afternoon at 3 p.m. by someone impersonating a representative of the Department of Water and Power, informing them that their power...

Every incident involving a customer should be taken seriously. Acting fast can help mitigate a claim and reduce the impact on your business. Here are some steps you can take to protect yourself: 1) Call 911 if there are serious injuries and/or the customer requests it. 2)...

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...

The National Restaurant Association is hosting a webinar on Thursday January 17th at 2:00PM Eastern (11:00AM here in California) that will provide valuable information about the new health care law and the steps you need to take if you own a restaurant. How will the...

PPACA Individual Mandate Upheld by Supreme Court On June 28, 2012, the U.S. Supreme Court issued a 5-4 decision ruling that the mandate for every American to have health insurance was constitutional. This means that beginning in 2014, everyone will be required to have health insurance,...

The health reform legislation – called the Patient Protection and Affordable Care Act (PPACA) – signed into law on March 23, 2010 enacted significant changes in how Americans will purchase and utilize health insurance and health care for the next decade. This legislation will affect...

This is copied direct from The National Restaurant Association: To remain competitive in the restaurant industry, your online reviews must be strong and current. To get new customers to come in and old customers to sing your praises, you need proactively manage your online reputation. Consider that 85...