Restaurants Tag

A complete Employee Handbook is an essential tool for business owners, used to enforce consistent procedures among your business' employees. It is very important to note, however, that an INCOMPLETE/INACCURATE Employee Handbook can seriously work against you, the business owner! This is why it is highly recommended to have your...

At Coopers Insurance Agency, our collective expertise and experts are here to give you the knowledge, tools and resources to increase your profits, reduce your costs and lower your risks for claims. That's why the one-minute "Tip of the Week" video series was created. Since we started these tips...

Does your business have a clear attendance policy? Have your employees all signed this agreement? When an employee does not show up to work their scheduled shift, the situation is more serious than just a missed work shift. Some of the most common reasons for lawsuits...

The requirements for Employee Postings in a business vary based on the type of business you are operating and can differ depending on county, state and federal labor laws. There are some postings that all businesses must visibly display - others are specific to certain establishments. It is also important to...

Insurance carriers utilize your Payment History as one of the factors in determining whether or not your business is going to have a Rate Increase in your Renewal Premium. Payment History involves: - Notice of Cancellation(s) - Late Payment(s) - Cancellation Reinstatement(s) *Becoming more limited by the insurance companies* An insurance claim filed during a lapse in your coverage from inadvertently...

An IIPP, or Injury and Illness Prevention Program, is a requirement of Title 8 (CA Regulations) for California Employers. This program can greatly reduce your business' work safety claims, and your Workers' Compensation Ex. Mod. and Premium! A good IIPP will include the following: - Training Requirements - Responsibility - Compliance *A safety standard violation can result in a...

Last week, one of our clients' employees noticed a fire in the restaurant's kitchen. The employee immediately attempted to contact the business owner, calling him at numerous different phone numbers until he finally got a hold of his boss, instead of directly contacting 911. Your employees...

Continuing last week's topic of Non-Owned Auto Third Party Liability Another important aspect of "Non-Owned Auto" insurance for business owners is delivery. Unlike errand-runs during work hours in their own vehicles, delivery by your employees in their own vehicles is NOT included in your optional "Non-Owned Auto" coverage. If your employees perform deliveries for your...