Privacy Policy

Cooper’s Insurance Agency appreciates your business and is committed to protecting the privacy of your personal information. We do not sell your personal information to anyone. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All OPT-IN requests include text messaging originator opt-in data and consent; this information will not be shared with third parties. The very nature of our business, however, sometimes requires that we collect or share certain personal information about you with others, such as insurance carriers and financial institutions. Accordingly, we are delivering this Privacy Policy to inform you about the information we may collect and disclose about you and the practices that we use in handling this information.

In order to service your account and better understand your needs, we may collect non-public personal identifiable information about you from the following sources:

• Applications or other completed forms that we receive from you (such as your name, address and social security number)
• Your transactions with us, our affiliates, or other third parties (such as your payment history and claims information)
• Our websites or the internet, including information obtained through the use of internet “cookies”
• Consumer reporting agencies and state and federal government agencies, such as state motor vehicle departments
• Other sources, such as your employer, information clearinghouses, medical or healthcare providers and/or third parties

We may disclose all the personal information we collect as described above to companies that perform services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may disclose your personal information to affiliated and non-affiliated third parties as necessary to process or service requested or authorized transactions, such as to secure quotation for insurance, obtain insurance coverage, or to report or process claims. We do not otherwise disclose your personal information except to the extent permitted or required by law. We do not disclose personal information about you unless such information relates directly from our transactions or experiences with you, as described under the Fair Credit Reporting Act, such information we receive from consumer reporting agencies.

We do not disclose or share personal information about your health, medical conditions, or treatment except as necessary to process or service requested or authorized transactions or as otherwise permitted or required by law.

This privacy statement describes our privacy practices for both current and former customers. If there is more than one person insured under a policy, this privacy policy applies to all insureds.

With respect to personal information that we maintain, we restrict access to such information to those employees or service providers who need to know such information in order to provide the requested services or products. We also maintain reasonable physical, electronic, and procedural safeguards that comply with federal regulations to guard personal information.