09 Jul Tip of the Week – Employment Practices Liability Insurance Reporting
Having an EPLI policy is not a guarantee your claim will be paid…. as an owner you have responsibilities that have to be followed.
If a claim gets reported to your manager and he/she fails to report it to you and/or the insurance Agent/ company in a timely manner, your claim will be denied.
YOUR MANAGER IS AN EXTENSION OF YOU.
You cannot say you were not aware of the claim.
if one of your staff is reporting a situation that could possibly be a claim such as harassment or …. you as the manager/owner need to take immediate corrective action and document , document , document.
Comprehensive, written procedures and periodic review signed by each employee has the potential to reduce the possibility of future claims.
When in doubt, report it.