At Coopers Insurance we know how much you depend on vehicles to run your business. Whether it is a delivery van, catering truck, or even if your employees make deliveries in their own vehicles, you need specialized coverage to make sure you’re adequately protected. We put our experience, expertise and volume of business to work to provide the best coverage and price available for commercial or non-commercial auto insurance. Cover your business! Contact us to find the lowest rates for any or all of your auto insurance needs or Click on any of the links below to request a quote today!
Commercial Auto Insurance Quote Form
Commercial Auto Insurance Information
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
“Scott always provides me with the best coverages and companies. He has a thorough knowledge and expertise on what is important to a restaurant owner. I trust his judgement.”
"Scott thoroughly reviewed all our insurance policies and helped us implement a workplace safety program and his knowledge in workers compensation is unsurpassed. His outstanding efforts saved us over $70,000."
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