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According to the National Restaurant Association restaurant operators reported positive same-store sales in January but customer traffic declined for the second straight month. Fine-dining and fast casual operators reported gains in sales and customer traffic. The association invites restaurant operators to participate in a survey...

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...

Umbrella policies provide additional liability protection for your business and your family if you are ever faced with a claim amount that exceeds your standard commercial liability or homeowner policy liability limit. Coverage can be purchased with limits as low as $1,000,000 and as high...

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...

The recent storm on the East Coast reminds us all that the time prepare for an emergency is before it happens. A family emergency kit is an essential part of planning ahead. FEMA offers a great basic disaster supply kit on their website: http://www.ready.gov/basic-disaster-supplies-kit. In...