Cooper’s Insurance is your Business and Commercial Insurance specialist. We put our experience, expertise and volume of business to work to provide each of our clients with the best coverage and price available for all your business insurance needs. We have been a top brokerage for more than 29 years by exceeding customer expectations at every opportunity. Contact us to find the lowest rates for any or all of your business and commercial insurance needs or Click on any of the highlighted links below to request a quote today!
Business General Liability Insurance protects your business from any arising incidents involving real or alleged bodily injury, property damage, or personal injury on your business premises or that result from your commercial operations.
Business Property Insurance is a type of commercial insurance that pays a business owner who has suffered a financial loss because property has been damaged or destroyed. Property is considered to be anything that has value. It can be classified as real property or personal property. If you are renting space in a building, property insurance can also protect any permanently attached fixtures you add as a tenant that become part of the building.
Workers’ Compensation Insurance
If you have employees you are required to carry Workers Compensation coverage in most states. Workers’ Compensation Insurance for business covers injuries sustained on the job.
Employment Practices Liability Insurance (EPLI)
Employment Practices Liability Insurance (EPLI) coverage provides protection for a business owner against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It may also cover defense costs in the event of wage and hour law violations.
Commercial Auto Insurance provides coverage for autos owned by and used in your business as well as liability for your business if employees drive their own cars for work purposes, such as delivery, running errands, etc.