Workers Compensation Insurance Tag

Every incident involving a customer should be taken seriously. Acting fast can help mitigate a claim and reduce the impact on your business. Here are some steps you can take to protect yourself: 1) Call 911 if there are serious injuries and/or the customer requests it. 2)...

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...

The National Restaurant Association is hosting a webinar on Thursday January 17th at 2:00PM Eastern (11:00AM here in California) that will provide valuable information about the new health care law and the steps you need to take if you own a restaurant. How will the...

PPACA Individual Mandate Upheld by Supreme Court On June 28, 2012, the U.S. Supreme Court issued a 5-4 decision ruling that the mandate for every American to have health insurance was constitutional. This means that beginning in 2014, everyone will be required to have health insurance,...

The health reform legislation – called the Patient Protection and Affordable Care Act (PPACA) – signed into law on March 23, 2010 enacted significant changes in how Americans will purchase and utilize health insurance and health care for the next decade. This legislation will affect...

Watch Out For General Liability Coverage Gaps Your general liability coverage protects you when you are legally liable for damages to a customer, whether bodily injury or property damage, but there are some areas not automatically covered by your general liability policy. Contact Cooper’s Insurance right...