09 Jun Non-Owned Auto – Delivery
Continuing last week’s topic of Non-Owned Auto Third Party Liability
Another important aspect of “Non-Owned Auto” insurance for business owners is delivery.
Unlike errand-runs during work hours in their own vehicles, delivery by your employees in their own vehicles is NOT included in your optional “Non-Owned Auto” coverage.
If your employees perform deliveries for your business, in order to get insurance coverage, you MUST purchase a separate Non-Owned Auto – Delivery policy to be covered!
This coverage protects you from Third-Party Liability in the event of your driver hitting another car while delivering for your business.
Know your Delivery Drivers – Check their:
– Driver’s License – Is it current and valid?
– Auto Insurance – Is their policy current and enforced?
– Motor Vehicle Reports – COOPERS INSURANCE AGENCY WILL GLADLY REQUEST A MOTOR VEHICLE REPORT FOR YOU!
Last week, we discussed how a business owner is vulnerable when an employee drives their own vehicle during work hours for business purposes – specifically for running errands – and steps to take to protect your business against third party liability.
For more on “Non-Owned Auto” coverage, please see last weeks Blog:
Non-Owned Auto Third Party Liability for Business Owners
If you have any questions regarding “Non-Owned Auto” or “Non-Owned Auto – Delivery”, please give us a call at: 818.706.2292 or send your questions in to: Info@CoopersInsurance.com
Also, if you haven’t already – please see our video and blog covering Auto Accidents.