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According to the National Restaurant Association restaurant operators reported positive same-store sales in January but customer traffic declined for the second straight month. Fine-dining and fast casual operators reported gains in sales and customer traffic. The association invites restaurant operators to participate in a survey...

Every incident involving a customer should be taken seriously. Acting fast can help mitigate a claim and reduce the impact on your business. Here are some steps you can take to protect yourself: 1) Call 911 if there are serious injuries and/or the customer requests it. 2)...

In today’s increasingly litigious world it is vital to make sure you have the liability protection you need when you need it, that is before the incident happens. Juries can and do find in favor of the claimant even when all logic dictates otherwise. Some...

Umbrella policies provide additional liability protection for your business and your family if you are ever faced with a claim amount that exceeds your standard commercial liability or homeowner policy liability limit. Coverage can be purchased with limits as low as $1,000,000 and as high...

Employer penalties for not offering coverage or providing unaffordable coverage to full-time employees What is a large employer for purposes of these penalties? In determining whether an employer is a large employer subject to these penalties, the employer must employ 50 or more full-time or full-time equivalent...

The National Restaurant Association is hosting a webinar on Thursday January 17th at 2:00PM Eastern (11:00AM here in California) that will provide valuable information about the new health care law and the steps you need to take if you own a restaurant. How will the...

With health reform, Health Insurance Exchanges will be where individuals and businesses with fewer than 100 employees will shop for insurance. Exchanges allow individuals and small businesses to join together and get better prices and more choices in health insurance – the kinds of things...

Since more businesses and individuals will be entering the insurance-buying pool, it is hoped that more buyers will help lower premiums for everyone. It is also expected that Health Insurance Exchanges will encourage more competition in the health insurance industry to help bring down rates...

PPACA Individual Mandate Upheld by Supreme Court On June 28, 2012, the U.S. Supreme Court issued a 5-4 decision ruling that the mandate for every American to have health insurance was constitutional. This means that beginning in 2014, everyone will be required to have health insurance,...

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